About Michael

I am normally very quiet about my achievements, but I know some people will be interested in qualifications or other information from which to form your opinion and to take your next step. So I’ll make this really easy and brief.

I am definitely no smarter than you are. I have just studied personal finance for a long time now.

So it is okay to ask what you may feel is a dumb question. I don’t feel dumb questions exist. Whatever helps you understand your money better is the right and smart question to ask.

Below I have listed my experience.


  • Bachelor’s Degree in Finance from Marquette University
  • M.B.A. from Augsburg
  • Specialized training in IRAs, Qualified Plans (401ks) and Pensions
  • Specialized training in wills and trust planning

Nonprofit Experience

  • Board of Trustees of the Winona State University Foundation
    • Chair of Audit Committee, Member of Finance Committee
    • Committee person for Winona Community Foundation (2004-2011)

Past Work Experience

  • Financial Advisor with Ameriprise Financial, formerly American Express Financial Advisors

Ethics and Continuing Education

  • I earn at least 15 credit hours of continuing education annually for the CFP® mark which includes courses in ethics
  • No disciplinary history from FINRA (formally the NASD)

Special Interests

  • I enjoy racing sailboats on Lake Minnetonka, Lake Pepin and around the Midwest and boating in general. Other interests include traveling, snow skiing, hunting and fishing and spending time with his family and friends.

About My Broker/Dealer LPL Financial

  • Michael is a Registered Representative with LPL Financial. An independent broker/dealer
  • Financial is the largest independent broker/dealer in the nation*
  • Financial does not manufacture or sell its own investment products and LPL Financial is not an investment bank

For more information about the CFP® mark please visit www.cfp.net.

Check the background of investment professionals associated with this site on FINRA’s BrokerCheck. http://brokercheck.finra.org

For more info about Winona State University Foundation Board of Trustees visit www.alumni.winona.edu/NetCommunity/Page.aspx?pid=251&srcid=247.

*As reported in Financial Planning Magazine June 1996-2014, based on total revenue.